Verify Your Insurance Coverage
Find out exactly what your insurance will cover and what you'll actually pay out-of-pocket. Most people are surprised by how much their insurance covers.
HIPAA Compliant Free Service 24-Hour Response
Enter Your Information
📋 What You'll Receive
- ✓ Detailed coverage breakdown by treatment type
- ✓ Your exact deductible and out-of-pocket maximum
- ✓ In-network facility recommendations
- ✓ Prior authorization requirements
- ✓ Estimated out-of-pocket costs
🏛️ ACA Coverage
The Affordable Care Act requires all marketplace plans to cover substance use disorder treatment as an essential health benefit.
Learn more about coverage →💡 No Insurance?
We can help you find state-funded programs, sliding scale facilities, and free treatment options.
Explore free options →Frequently Asked Questions
Have questions about insurance verification? We've got answers.
How long does insurance verification take?
Most insurance verifications are completed within 2-4 hours during business hours, and within 24 hours for submissions after hours. We contact your insurance company directly to get detailed coverage information.
Is this service really free?
Yes, completely free. We never charge for insurance verification or treatment matching. We are compensated by treatment centers when a person we refer completes their program, which allows us to provide these services at no cost to you.
What if I don't have insurance?
We can help you explore multiple options: state-funded programs (often free), sliding scale facilities, payment plans, scholarships, and non-profit treatment centers. Visit our free treatment guide for more information.
Is my information kept confidential?
Absolutely. We are fully HIPAA-compliant and follow strict privacy protocols. Your information is encrypted, never sold, and only shared with treatment facilities you choose to contact. We require your explicit consent before sharing any information.
What information will I receive?
You'll receive a detailed breakdown of your coverage including: deductible amount, coinsurance percentage, out-of-pocket maximum, in-network vs out-of-network coverage, prior authorization requirements, and estimated out-of-pocket costs for different treatment types.
Do you work with all insurance companies?
We work with all major insurance providers including Aetna, Blue Cross Blue Shield, Cigna, UnitedHealthcare, Humana, Kaiser, Medicare, and Medicaid. We also help those without insurance find affordable options.
What if my insurance denies coverage?
If coverage is denied, we can help you appeal the decision or explore alternative funding options. Many facilities offer scholarships, sliding scale fees, or payment plans. We'll work with you to find a solution that fits your budget.
Can you verify Medicare or Medicaid coverage?
Yes, we verify both Medicare and Medicaid coverage. Medicare covers substance abuse treatment under Part A (inpatient) and Part B (outpatient). Medicaid coverage varies by state but all states cover substance use disorder treatment as required by law.
Ready to Understand Your Coverage?
Get your personalized insurance verification in minutes. Know exactly what your plan covers and what you'll pay.